Attention homeowners in Big Bear Lake and San Bernardino County: Get an Appraisal today!
See the top 7 reasons why California homeowners need Hackney Appraisal:
- Find the right listing price (whether they're selling the home themselves or using an agent)
- Challenge property tax assessments
- To lower their mortgage payments by removing PMI
- To reinstate your Home Equity Line of Credit (HELOC)
- Verify another appraiser's report
- In the case of a divorce in the state of California, when property needs to be divided
- To determine the true market value of a property to settle an estate in San Bernardino County or the state of California
|Do you own a home in or near Big Bear Lake? Do you need help determining the price of your real estate? Contact Hackney Appraisal.|
We at Hackney Appraisal understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Hackney Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
Challenging San Bernardino County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other houses nearby. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Hackney Appraisal is your #1 weapon when contesting your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you get rid of unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Hackney Appraisal can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd prefer to have a professional double-check it for efficiency or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. Although most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.